Why is a payment method required when creating a Roku account?
When you create a Roku account, you will be prompted to link payment information to Roku Pay to let you purchase hardware and entertainment directly through your streaming device or account. Your Roku account stores your preferences, settings, which Roku streaming devices you own, and which channels you have installed.
You will never be charged to create a Roku account. We recommend creating a PIN to guard against any unwanted charges. If you don't recognize a charge on your Roku account, learn what to do with an unknown charge.
You can update your payment information or remove it at any time. Updating your payment method will not result in charges to your account unless you have taken additional steps such as signing up for a subscription. Additionally, you must cancel your subscriptions before removing your payment method.